Are you facing financial difficulties or want to start a project that has been put on hold for too long? Surely you need money. However, it is not always easy to go through the bank loan, especially when you know that the procedures can be cumbersome and time consuming. To help you then, discover through this article the best alternatives to get money without credit and go through the bank.
Fast credit online
If you want to get money faster without going to the bank, you can consider fast credit online. Indeed, this alternative allows you to get $ 200 in just 24 hours. In 48 hours, you can get between 50 to 1000 $ depending on your needs. The procedure for applying for rapid credit online is more flexible. You can compare and find the best offer suited to your needs.
As fast online credit does not go through the bank, it can be said that the conditions for obtaining them are more simplified. Online credit is an ideal solution for all those who need money urgently. Whether you are in financial difficulty, unemployed or even banned from banking, you are likely to get credit online. However, before taking out the loan, make sure that you are able to repay the monthly payments on time.
The loan between individual
To have money without making credit with a bank, it is also possible to take out a loan between individuals. As part of a loan between individuals, you can either borrow from a family member or a loved one, or go through a specialized platform connecting individual borrowers and lenders. However, even if the loan between individuals is simpler and more flexible, there are still formalities to be respected to protect the parties to the contract.
Indeed, even if a relationship of trust exists between the particular borrower and his relatives, it is recommended to establish an IOU to avoid possible problems. In case the loan amount exceeds $ 760, it will be necessary to notify the tax services. If you decide to go through a specialized platform, know that this credit will also have to be formalized by an acknowledgment of debt.
Social loans are also a good alternative for getting money without going to the bank for credit. In addition, it is a solution that allows to have a loan at low cost. In some cases, the borrower may even qualify for a zero rate loan. There are several types of social loans depending on your needs and your situation.
For example, you have the option of choosing microcredit. It is a loan that makes it easier to overcome a financial difficulty and get back on track. The amount of a microcredit cannot exceed 3000 $ and the repayment will be made in a fairly short period.